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HIPAA Administration
The Health Insurance Portability Act of 1996 (HIPAA) applies to all groups with two or more employees. The main purpose of HIPAA is to make health insurance more accessible and portable for those participating in individual and group plans. HIPAA Notice of Privacy PracticesHIPAA Notice of Privacy Practices describes how medical information about you may be used and disclosed and how you can get access to this information. To review this information please click the following link... HIPAA Notice of Privacy Practices. Certificates of Creditable CoverageBecause the PTC plans do not impose waiting periods for pre-existing conditions, HIPAA does not have a great deal of influence. The one HIPAA requirement that PTC groups must comply with involves Certificates of Creditable Coverage. A Certificate of Creditable Coverage is documentation of an individual or dependent's past health coverage with a creditable health plan. By presenting a certificate to a new employer or insurer, the individual may receive credit toward a new plan's waiting period for pre-existing conditions. Highmark Blue Cross Blue Shield will issue certificates for any subscriber who leaves a group plan on or after June 1, 1997. This certificate will be mailed to the subscriber's home address. Termination of an employee from the carrier's coverage system will generate the issuance of this certificate. This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer.
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